ZIONS BCORP N A
SALT LAKE CITY, UTAH · FDIC Cert #2270
Capital & Safety Analysis
According to FDIC financial data, ZIONS BCORP N A holds a Tier 1 capital ratio of 10.55%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning ZIONS BCORP N A has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
ZIONS BCORP N A shows strong financial health indicators. With $87.6B in assets and a Health Score of 77/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
ZIONS BCORP N A has a Bank Health Score of B (77/100). It holds a Tier 1 capital ratio of 10.55%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
ZIONS BCORP N A holds $87.6B in total assets and $74.2B in total deposits. It is located in SALT LAKE CITY, UTAH (FDIC Certificate #2270).
ZIONS BCORP N A has a Tier 1 capital ratio of 10.55%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.46%, and the return on assets is 1.06%.
Yes. ZIONS BCORP N A is FDIC-insured (Certificate #2270). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.