WESTFIELD BANK
WESTFIELD, MASSACHUSETTS · FDIC Cert #90300
Capital & Safety Analysis
According to FDIC financial data, WESTFIELD BANK holds a Tier 1 capital ratio of 12.96%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning WESTFIELD BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
WESTFIELD BANK shows strong financial health indicators. With $2.6B in assets and a Health Score of 73/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
WESTFIELD BANK has a Bank Health Score of B (73/100). It holds a Tier 1 capital ratio of 12.96%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
WESTFIELD BANK holds $2.6B in total assets and $2.2B in total deposits. It is located in WESTFIELD, MASSACHUSETTS (FDIC Certificate #90300).
WESTFIELD BANK has a Tier 1 capital ratio of 12.96%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.29%, and the return on assets is 0.73%.
Yes. WESTFIELD BANK is FDIC-insured (Certificate #90300). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.