WEST VALLEY NATIONAL BANK
GOODYEAR, ARIZONA · FDIC Cert #58426
Capital & Safety Analysis
According to FDIC financial data, WEST VALLEY NATIONAL BANK holds a Tier 1 capital ratio of 17.40%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning WEST VALLEY NATIONAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
WEST VALLEY NATIONAL BANK shows average financial health. While not alarming, its Health Score of 58/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
WEST VALLEY NATIONAL BANK has a Bank Health Score of C (58/100). It holds a Tier 1 capital ratio of 17.40%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
WEST VALLEY NATIONAL BANK holds $69M in total assets and $56M in total deposits. It is located in GOODYEAR, ARIZONA (FDIC Certificate #58426).
WEST VALLEY NATIONAL BANK has a Tier 1 capital ratio of 17.40%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 3.10%, and the return on assets is -1.58%.
Yes. WEST VALLEY NATIONAL BANK is FDIC-insured (Certificate #58426). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.