WEST BANK
WEST DES MOINES, IOWA · FDIC Cert #15614
Capital & Safety Analysis
According to FDIC financial data, WEST BANK holds a Tier 1 capital ratio of 11.79%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning WEST BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
WEST BANK shows strong financial health indicators. With $4.0B in assets and a Health Score of 75/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
WEST BANK has a Bank Health Score of B (75/100). It holds a Tier 1 capital ratio of 11.79%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
WEST BANK holds $4.0B in total assets and $3.2B in total deposits. It is located in WEST DES MOINES, IOWA (FDIC Certificate #15614).
WEST BANK has a Tier 1 capital ratio of 11.79%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.02%, and the return on assets is 0.88%.
Yes. WEST BANK is FDIC-insured (Certificate #15614). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.