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BankHealth

WELLS FARGO BANK NA

SIOUX FALLS, SOUTH DAKOTA · FDIC Cert #3511

A
Health Score
84/100
$1.7T
Total Assets
$1.4T
Total Deposits
12.93%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, WELLS FARGO BANK NA holds a Tier 1 capital ratio of 12.93%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning WELLS FARGO BANK NA has a strong buffer to absorb potential losses.

Key Financial Metrics

1.36%
Nonperforming Loans
Moderate — some loan stress
36.29%
Liquidity Ratio
Strong — can meet withdrawal demands
1.56%
Return on Assets
Profitable — earning well on assets
$1.4T
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

WELLS FARGO BANK NA shows strong financial health indicators. With $1.7T in assets and a Health Score of 84/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

WELLS FARGO BANK NA has a Bank Health Score of A (84/100). It holds a Tier 1 capital ratio of 12.93%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

WELLS FARGO BANK NA holds $1.7T in total assets and $1.4T in total deposits. It is located in SIOUX FALLS, SOUTH DAKOTA (FDIC Certificate #3511).

WELLS FARGO BANK NA has a Tier 1 capital ratio of 12.93%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.36%, and the return on assets is 1.56%.

Yes. WELLS FARGO BANK NA is FDIC-insured (Certificate #3511). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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