WEBSTER FIVE CENTS SB
WEBSTER, MASSACHUSETTS · FDIC Cert #90297
Capital & Safety Analysis
According to FDIC financial data, WEBSTER FIVE CENTS SB holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject WEBSTER FIVE CENTS SB to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
WEBSTER FIVE CENTS SB shows some financial weakness with a Health Score of 45/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
WEBSTER FIVE CENTS SB has a Bank Health Score of D (45/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
WEBSTER FIVE CENTS SB holds $1.2B in total assets and $968M in total deposits. It is located in WEBSTER, MASSACHUSETTS (FDIC Certificate #90297).
WEBSTER FIVE CENTS SB has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.31%, and the return on assets is 0.56%.
Yes. WEBSTER FIVE CENTS SB is FDIC-insured (Certificate #90297). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.