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BankHealth

WEBSTER BANK NATIONAL ASSN

STAMFORD, CONNECTICUT · FDIC Cert #18221

B
Health Score
78/100
$76.8B
Total Assets
$62.6B
Total Deposits
11.79%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, WEBSTER BANK NATIONAL ASSN holds a Tier 1 capital ratio of 11.79%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning WEBSTER BANK NATIONAL ASSN has a strong buffer to absorb potential losses.

Key Financial Metrics

0.71%
Nonperforming Loans
Low — healthy loan portfolio
23.43%
Liquidity Ratio
Strong — can meet withdrawal demands
1.40%
Return on Assets
Profitable — earning well on assets
$62.6B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

WEBSTER BANK NATIONAL ASSN shows strong financial health indicators. With $76.8B in assets and a Health Score of 78/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

WEBSTER BANK NATIONAL ASSN has a Bank Health Score of B (78/100). It holds a Tier 1 capital ratio of 11.79%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

WEBSTER BANK NATIONAL ASSN holds $76.8B in total assets and $62.6B in total deposits. It is located in STAMFORD, CONNECTICUT (FDIC Certificate #18221).

WEBSTER BANK NATIONAL ASSN has a Tier 1 capital ratio of 11.79%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.71%, and the return on assets is 1.40%.

Yes. WEBSTER BANK NATIONAL ASSN is FDIC-insured (Certificate #18221). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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