WASHITA STATE BANK
BURNS FLAT, OKLAHOMA · FDIC Cert #22430
Capital & Safety Analysis
According to FDIC financial data, WASHITA STATE BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject WASHITA STATE BANK to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
WASHITA STATE BANK shows average financial health. While not alarming, its Health Score of 56/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
WASHITA STATE BANK has a Bank Health Score of C (56/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
WASHITA STATE BANK holds $53M in total assets and $46M in total deposits. It is located in BURNS FLAT, OKLAHOMA (FDIC Certificate #22430).
WASHITA STATE BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 1.29%, and the return on assets is 1.76%.
Yes. WASHITA STATE BANK is FDIC-insured (Certificate #22430). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.