WASHINGTON TRUST BANK
SPOKANE, WASHINGTON · FDIC Cert #1281
Capital & Safety Analysis
According to FDIC financial data, WASHINGTON TRUST BANK holds a Tier 1 capital ratio of 11.73%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning WASHINGTON TRUST BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
WASHINGTON TRUST BANK shows strong financial health indicators. With $10.8B in assets and a Health Score of 82/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
WASHINGTON TRUST BANK has a Bank Health Score of A (82/100). It holds a Tier 1 capital ratio of 11.73%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
WASHINGTON TRUST BANK holds $10.8B in total assets and $8.0B in total deposits. It is located in SPOKANE, WASHINGTON (FDIC Certificate #1281).
WASHINGTON TRUST BANK has a Tier 1 capital ratio of 11.73%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.51%, and the return on assets is 0.54%.
Yes. WASHINGTON TRUST BANK is FDIC-insured (Certificate #1281). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.