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BankHealth

WASHINGTON FEDERAL BANK

SEATTLE, WASHINGTON · FDIC Cert #28088

B
Health Score
76/100
$28.6B
Total Assets
$21.4B
Total Deposits
12.79%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, WASHINGTON FEDERAL BANK holds a Tier 1 capital ratio of 12.79%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning WASHINGTON FEDERAL BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.29%
Nonperforming Loans
Low — healthy loan portfolio
18.80%
Liquidity Ratio
Adequate liquidity
0.81%
Return on Assets
Low profitability
$21.4B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

WASHINGTON FEDERAL BANK shows strong financial health indicators. With $28.6B in assets and a Health Score of 76/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

WASHINGTON FEDERAL BANK has a Bank Health Score of B (76/100). It holds a Tier 1 capital ratio of 12.79%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

WASHINGTON FEDERAL BANK holds $28.6B in total assets and $21.4B in total deposits. It is located in SEATTLE, WASHINGTON (FDIC Certificate #28088).

WASHINGTON FEDERAL BANK has a Tier 1 capital ratio of 12.79%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.29%, and the return on assets is 0.81%.

Yes. WASHINGTON FEDERAL BANK is FDIC-insured (Certificate #28088). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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