VIRGINIA NATIONAL BANK
CHARLOTTESVILLE, VIRGINIA · FDIC Cert #34755
Capital & Safety Analysis
According to FDIC financial data, VIRGINIA NATIONAL BANK holds a Tier 1 capital ratio of 17.65%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning VIRGINIA NATIONAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
VIRGINIA NATIONAL BANK shows strong financial health indicators. With $1.6B in assets and a Health Score of 84/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
VIRGINIA NATIONAL BANK has a Bank Health Score of A (84/100). It holds a Tier 1 capital ratio of 17.65%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
VIRGINIA NATIONAL BANK holds $1.6B in total assets and $1.4B in total deposits. It is located in CHARLOTTESVILLE, VIRGINIA (FDIC Certificate #34755).
VIRGINIA NATIONAL BANK has a Tier 1 capital ratio of 17.65%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.34%, and the return on assets is 1.29%.
Yes. VIRGINIA NATIONAL BANK is FDIC-insured (Certificate #34755). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.