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BankHealth

VILLAGE BANK

AUBURNDALE, MASSACHUSETTS · FDIC Cert #26336

B
Health Score
77/100
$2.0B
Total Assets
$1.7B
Total Deposits
14.76%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, VILLAGE BANK holds a Tier 1 capital ratio of 14.76%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning VILLAGE BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.14%
Nonperforming Loans
Low — healthy loan portfolio
16.29%
Liquidity Ratio
Adequate liquidity
-0.07%
Return on Assets
Negative — losing money
$1.7B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

VILLAGE BANK shows strong financial health indicators. With $2.0B in assets and a Health Score of 77/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

VILLAGE BANK has a Bank Health Score of B (77/100). It holds a Tier 1 capital ratio of 14.76%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

VILLAGE BANK holds $2.0B in total assets and $1.7B in total deposits. It is located in AUBURNDALE, MASSACHUSETTS (FDIC Certificate #26336).

VILLAGE BANK has a Tier 1 capital ratio of 14.76%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.14%, and the return on assets is -0.07%.

Yes. VILLAGE BANK is FDIC-insured (Certificate #26336). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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