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BankHealth

VANTAGE BANK

KENT, MINNESOTA · FDIC Cert #9733

C
Health Score
61/100
$66M
Total Assets
$53M
Total Deposits
10.36%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, VANTAGE BANK holds a Tier 1 capital ratio of 10.36%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning VANTAGE BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.00%
Nonperforming Loans
Low — healthy loan portfolio
1.52%
Liquidity Ratio
Low — potential liquidity stress
1.72%
Return on Assets
Profitable — earning well on assets
$53M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

VANTAGE BANK shows average financial health. While not alarming, its Health Score of 61/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

VANTAGE BANK has a Bank Health Score of C (61/100). It holds a Tier 1 capital ratio of 10.36%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

VANTAGE BANK holds $66M in total assets and $53M in total deposits. It is located in KENT, MINNESOTA (FDIC Certificate #9733).

VANTAGE BANK has a Tier 1 capital ratio of 10.36%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.72%.

Yes. VANTAGE BANK is FDIC-insured (Certificate #9733). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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