USAA FEDERAL SAVINGS BANK
PHOENIX, ARIZONA · FDIC Cert #32188
Capital & Safety Analysis
According to FDIC financial data, USAA FEDERAL SAVINGS BANK holds a Tier 1 capital ratio of 15.96%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning USAA FEDERAL SAVINGS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
USAA FEDERAL SAVINGS BANK shows strong financial health indicators. With $111.7B in assets and a Health Score of 86/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
USAA FEDERAL SAVINGS BANK has a Bank Health Score of A (86/100). It holds a Tier 1 capital ratio of 15.96%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
USAA FEDERAL SAVINGS BANK holds $111.7B in total assets and $98.1B in total deposits. It is located in PHOENIX, ARIZONA (FDIC Certificate #32188).
USAA FEDERAL SAVINGS BANK has a Tier 1 capital ratio of 15.96%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.02%, and the return on assets is 0.14%.
Yes. USAA FEDERAL SAVINGS BANK is FDIC-insured (Certificate #32188). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.