US METRO BANK
GARDEN GROVE, CALIFORNIA · FDIC Cert #58310
Capital & Safety Analysis
According to FDIC financial data, US METRO BANK holds a Tier 1 capital ratio of 11.97%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning US METRO BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
US METRO BANK shows strong financial health indicators. With $1.3B in assets and a Health Score of 70/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
US METRO BANK has a Bank Health Score of B (70/100). It holds a Tier 1 capital ratio of 11.97%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
US METRO BANK holds $1.3B in total assets and $1.2B in total deposits. It is located in GARDEN GROVE, CALIFORNIA (FDIC Certificate #58310).
US METRO BANK has a Tier 1 capital ratio of 11.97%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.32%, and the return on assets is 0.94%.
Yes. US METRO BANK is FDIC-insured (Certificate #58310). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.