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BankHealth

UNITED FIDELITY BANK FSB

EVANSVILLE, INDIANA · FDIC Cert #29566

B
Health Score
75/100
$6.4B
Total Assets
$5.5B
Total Deposits
9.93%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, UNITED FIDELITY BANK FSB holds a Tier 1 capital ratio of 9.93%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning UNITED FIDELITY BANK FSB has a strong buffer to absorb potential losses.

Key Financial Metrics

0.09%
Nonperforming Loans
Low — healthy loan portfolio
23.54%
Liquidity Ratio
Strong — can meet withdrawal demands
0.95%
Return on Assets
Low profitability
$5.2B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

UNITED FIDELITY BANK FSB shows strong financial health indicators. With $6.4B in assets and a Health Score of 75/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

UNITED FIDELITY BANK FSB has a Bank Health Score of B (75/100). It holds a Tier 1 capital ratio of 9.93%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

UNITED FIDELITY BANK FSB holds $6.4B in total assets and $5.5B in total deposits. It is located in EVANSVILLE, INDIANA (FDIC Certificate #29566).

UNITED FIDELITY BANK FSB has a Tier 1 capital ratio of 9.93%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.09%, and the return on assets is 0.95%.

Yes. UNITED FIDELITY BANK FSB is FDIC-insured (Certificate #29566). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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