UNITED BANKERS BANK
BLOOMINGTON, MINNESOTA · FDIC Cert #22180
Capital & Safety Analysis
According to FDIC financial data, UNITED BANKERS BANK holds a Tier 1 capital ratio of 15.19%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning UNITED BANKERS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
UNITED BANKERS BANK shows strong financial health indicators. With $1.1B in assets and a Health Score of 78/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
UNITED BANKERS BANK has a Bank Health Score of B (78/100). It holds a Tier 1 capital ratio of 15.19%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
UNITED BANKERS BANK holds $1.1B in total assets and $627M in total deposits. It is located in BLOOMINGTON, MINNESOTA (FDIC Certificate #22180).
UNITED BANKERS BANK has a Tier 1 capital ratio of 15.19%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.25%, and the return on assets is 0.60%.
Yes. UNITED BANKERS BANK is FDIC-insured (Certificate #22180). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.