UNITED BANK OF IOWA
IDA GROVE, IOWA · FDIC Cert #958
Capital & Safety Analysis
According to FDIC financial data, UNITED BANK OF IOWA holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject UNITED BANK OF IOWA to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
UNITED BANK OF IOWA shows average financial health. While not alarming, its Health Score of 58/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
UNITED BANK OF IOWA has a Bank Health Score of C (58/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
UNITED BANK OF IOWA holds $2.4B in total assets and $1.8B in total deposits. It is located in IDA GROVE, IOWA (FDIC Certificate #958).
UNITED BANK OF IOWA has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.38%, and the return on assets is 0.82%.
Yes. UNITED BANK OF IOWA is FDIC-insured (Certificate #958). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.