UNIBANK FOR SAVINGS
WHITINSVILLE, MASSACHUSETTS · FDIC Cert #90290
Capital & Safety Analysis
According to FDIC financial data, UNIBANK FOR SAVINGS holds a Tier 1 capital ratio of 13.11%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning UNIBANK FOR SAVINGS has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
UNIBANK FOR SAVINGS shows strong financial health indicators. With $2.7B in assets and a Health Score of 86/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
UNIBANK FOR SAVINGS has a Bank Health Score of A (86/100). It holds a Tier 1 capital ratio of 13.11%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
UNIBANK FOR SAVINGS holds $2.7B in total assets and $2.4B in total deposits. It is located in WHITINSVILLE, MASSACHUSETTS (FDIC Certificate #90290).
UNIBANK FOR SAVINGS has a Tier 1 capital ratio of 13.11%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.21%, and the return on assets is 1.03%.
Yes. UNIBANK FOR SAVINGS is FDIC-insured (Certificate #90290). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.