U S CENTURY BANK
DORAL, FLORIDA · FDIC Cert #57369
Capital & Safety Analysis
According to FDIC financial data, U S CENTURY BANK holds a Tier 1 capital ratio of 11.82%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning U S CENTURY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
U S CENTURY BANK shows strong financial health indicators. With $2.5B in assets and a Health Score of 78/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
U S CENTURY BANK has a Bank Health Score of B (78/100). It holds a Tier 1 capital ratio of 11.82%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
U S CENTURY BANK holds $2.5B in total assets and $2.1B in total deposits. It is located in DORAL, FLORIDA (FDIC Certificate #57369).
U S CENTURY BANK has a Tier 1 capital ratio of 11.82%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.04%, and the return on assets is 1.25%.
Yes. U S CENTURY BANK is FDIC-insured (Certificate #57369). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.