TWIN CEDARS BANK
BUSSEY, IOWA · FDIC Cert #1556
Capital & Safety Analysis
According to FDIC financial data, TWIN CEDARS BANK holds a Tier 1 capital ratio of 14.59%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning TWIN CEDARS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
TWIN CEDARS BANK shows strong financial health indicators. With $90M in assets and a Health Score of 73/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
TWIN CEDARS BANK has a Bank Health Score of B (73/100). It holds a Tier 1 capital ratio of 14.59%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
TWIN CEDARS BANK holds $90M in total assets and $74M in total deposits. It is located in BUSSEY, IOWA (FDIC Certificate #1556).
TWIN CEDARS BANK has a Tier 1 capital ratio of 14.59%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.38%, and the return on assets is 0.84%.
Yes. TWIN CEDARS BANK is FDIC-insured (Certificate #1556). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.