TRI-VALLEY BANK
RANDOLPH, IOWA · FDIC Cert #12417
Capital & Safety Analysis
According to FDIC financial data, TRI-VALLEY BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject TRI-VALLEY BANK to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
TRI-VALLEY BANK shows average financial health. While not alarming, its Health Score of 57/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
TRI-VALLEY BANK has a Bank Health Score of C (57/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
TRI-VALLEY BANK holds $80M in total assets and $74M in total deposits. It is located in RANDOLPH, IOWA (FDIC Certificate #12417).
TRI-VALLEY BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.18%, and the return on assets is 0.22%.
Yes. TRI-VALLEY BANK is FDIC-insured (Certificate #12417). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.