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BankHealth

TRADITION CAPITAL BANK

WAYZATA, MINNESOTA · FDIC Cert #58057

B
Health Score
66/100
$2.6B
Total Assets
$1.7B
Total Deposits
9.44%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, TRADITION CAPITAL BANK holds a Tier 1 capital ratio of 9.44%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning TRADITION CAPITAL BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.09%
Nonperforming Loans
Low — healthy loan portfolio
17.43%
Liquidity Ratio
Adequate liquidity
0.46%
Return on Assets
Low profitability
$1.7B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

TRADITION CAPITAL BANK shows strong financial health indicators. With $2.6B in assets and a Health Score of 66/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

TRADITION CAPITAL BANK has a Bank Health Score of B (66/100). It holds a Tier 1 capital ratio of 9.44%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

TRADITION CAPITAL BANK holds $2.6B in total assets and $1.7B in total deposits. It is located in WAYZATA, MINNESOTA (FDIC Certificate #58057).

TRADITION CAPITAL BANK has a Tier 1 capital ratio of 9.44%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.09%, and the return on assets is 0.46%.

Yes. TRADITION CAPITAL BANK is FDIC-insured (Certificate #58057). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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