SYNOVUS BANK
COLUMBUS, GEORGIA · FDIC Cert #873
Capital & Safety Analysis
According to FDIC financial data, SYNOVUS BANK holds a Tier 1 capital ratio of 11.46%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SYNOVUS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
SYNOVUS BANK shows strong financial health indicators. With $59.5B in assets and a Health Score of 71/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
SYNOVUS BANK has a Bank Health Score of B (71/100). It holds a Tier 1 capital ratio of 11.46%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
SYNOVUS BANK holds $59.5B in total assets and $50.7B in total deposits. It is located in COLUMBUS, GEORGIA (FDIC Certificate #873).
SYNOVUS BANK has a Tier 1 capital ratio of 11.46%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.60%, and the return on assets is 0.48%.
Yes. SYNOVUS BANK is FDIC-insured (Certificate #873). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.