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BankHealth

SVG BANK OF MENDOCINO COUNTY

UKIAH, CALIFORNIA · FDIC Cert #8011

C
Health Score
60/100
$1.3B
Total Assets
$993M
Total Deposits
0.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Critically Undercapitalized

According to FDIC financial data, SVG BANK OF MENDOCINO COUNTY holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject SVG BANK OF MENDOCINO COUNTY to additional regulatory scrutiny.

Key Financial Metrics

0.27%
Nonperforming Loans
Low — healthy loan portfolio
38.47%
Liquidity Ratio
Strong — can meet withdrawal demands
1.18%
Return on Assets
Profitable — earning well on assets
$993M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

SVG BANK OF MENDOCINO COUNTY shows average financial health. While not alarming, its Health Score of 60/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

SVG BANK OF MENDOCINO COUNTY has a Bank Health Score of C (60/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

SVG BANK OF MENDOCINO COUNTY holds $1.3B in total assets and $993M in total deposits. It is located in UKIAH, CALIFORNIA (FDIC Certificate #8011).

SVG BANK OF MENDOCINO COUNTY has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.27%, and the return on assets is 1.18%.

Yes. SVG BANK OF MENDOCINO COUNTY is FDIC-insured (Certificate #8011). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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