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BankHealth

SUNRISE BANKS NATIONAL ASSN

SIOUX FALLS, SOUTH DAKOTA · FDIC Cert #18561

C
Health Score
57/100
$2.4B
Total Assets
$2.2B
Total Deposits
0.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Critically Undercapitalized

According to FDIC financial data, SUNRISE BANKS NATIONAL ASSN holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject SUNRISE BANKS NATIONAL ASSN to additional regulatory scrutiny.

Key Financial Metrics

0.34%
Nonperforming Loans
Low — healthy loan portfolio
30.68%
Liquidity Ratio
Strong — can meet withdrawal demands
0.56%
Return on Assets
Low profitability
$2.2B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

SUNRISE BANKS NATIONAL ASSN shows average financial health. While not alarming, its Health Score of 57/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

SUNRISE BANKS NATIONAL ASSN has a Bank Health Score of C (57/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

SUNRISE BANKS NATIONAL ASSN holds $2.4B in total assets and $2.2B in total deposits. It is located in SIOUX FALLS, SOUTH DAKOTA (FDIC Certificate #18561).

SUNRISE BANKS NATIONAL ASSN has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.34%, and the return on assets is 0.56%.

Yes. SUNRISE BANKS NATIONAL ASSN is FDIC-insured (Certificate #18561). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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