SUMMIT STATE BANK
SANTA ROSA, CALIFORNIA · FDIC Cert #32203
Capital & Safety Analysis
According to FDIC financial data, SUMMIT STATE BANK holds a Tier 1 capital ratio of 10.22%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SUMMIT STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
SUMMIT STATE BANK shows some financial weakness with a Health Score of 40/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
SUMMIT STATE BANK has a Bank Health Score of D (40/100). It holds a Tier 1 capital ratio of 10.22%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
SUMMIT STATE BANK holds $1.1B in total assets and $967M in total deposits. It is located in SANTA ROSA, CALIFORNIA (FDIC Certificate #32203).
SUMMIT STATE BANK has a Tier 1 capital ratio of 10.22%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 3.87%, and the return on assets is 0.61%.
Yes. SUMMIT STATE BANK is FDIC-insured (Certificate #32203). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.