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BankHealth

SUMITOMO MITSUI TR BK U SA

HOBOKEN, NEW JERSEY · FDIC Cert #27054

A
Health Score
100/100
$3.5B
Total Assets
$3.0B
Total Deposits
35.47%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, SUMITOMO MITSUI TR BK U SA holds a Tier 1 capital ratio of 35.47%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SUMITOMO MITSUI TR BK U SA has a strong buffer to absorb potential losses.

Key Financial Metrics

0.00%
Nonperforming Loans
Low — healthy loan portfolio
98.13%
Liquidity Ratio
Strong — can meet withdrawal demands
2.78%
Return on Assets
Profitable — earning well on assets
$3.0B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

SUMITOMO MITSUI TR BK U SA shows strong financial health indicators. With $3.5B in assets and a Health Score of 100/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

SUMITOMO MITSUI TR BK U SA has a Bank Health Score of A (100/100). It holds a Tier 1 capital ratio of 35.47%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

SUMITOMO MITSUI TR BK U SA holds $3.5B in total assets and $3.0B in total deposits. It is located in HOBOKEN, NEW JERSEY (FDIC Certificate #27054).

SUMITOMO MITSUI TR BK U SA has a Tier 1 capital ratio of 35.47%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 2.78%.

Yes. SUMITOMO MITSUI TR BK U SA is FDIC-insured (Certificate #27054). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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