Skip to main content
BankHealth

STUDIO BANK

NASHVILLE, TENNESSEE · FDIC Cert #59112

B
Health Score
68/100
$1.0B
Total Assets
$787M
Total Deposits
11.48%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, STUDIO BANK holds a Tier 1 capital ratio of 11.48%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning STUDIO BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

1.27%
Nonperforming Loans
Moderate — some loan stress
19.12%
Liquidity Ratio
Adequate liquidity
1.06%
Return on Assets
Profitable — earning well on assets
$787M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

STUDIO BANK shows strong financial health indicators. With $1.0B in assets and a Health Score of 68/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

STUDIO BANK has a Bank Health Score of B (68/100). It holds a Tier 1 capital ratio of 11.48%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

STUDIO BANK holds $1.0B in total assets and $787M in total deposits. It is located in NASHVILLE, TENNESSEE (FDIC Certificate #59112).

STUDIO BANK has a Tier 1 capital ratio of 11.48%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.27%, and the return on assets is 1.06%.

Yes. STUDIO BANK is FDIC-insured (Certificate #59112). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

Last updated: