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BankHealth

STOCK YARDS BANK&TRUST CO

LOUISVILLE, KENTUCKY · FDIC Cert #258

B
Health Score
75/100
$8.3B
Total Assets
$6.6B
Total Deposits
11.16%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, STOCK YARDS BANK&TRUST CO holds a Tier 1 capital ratio of 11.16%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning STOCK YARDS BANK&TRUST CO has a strong buffer to absorb potential losses.

Key Financial Metrics

0.29%
Nonperforming Loans
Low — healthy loan portfolio
18.55%
Liquidity Ratio
Adequate liquidity
1.75%
Return on Assets
Profitable — earning well on assets
$6.6B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

STOCK YARDS BANK&TRUST CO shows strong financial health indicators. With $8.3B in assets and a Health Score of 75/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

STOCK YARDS BANK&TRUST CO has a Bank Health Score of B (75/100). It holds a Tier 1 capital ratio of 11.16%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

STOCK YARDS BANK&TRUST CO holds $8.3B in total assets and $6.6B in total deposits. It is located in LOUISVILLE, KENTUCKY (FDIC Certificate #258).

STOCK YARDS BANK&TRUST CO has a Tier 1 capital ratio of 11.16%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.29%, and the return on assets is 1.75%.

Yes. STOCK YARDS BANK&TRUST CO is FDIC-insured (Certificate #258). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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