STEARNS BANK UPSALA NA
UPSALA, MINNESOTA · FDIC Cert #9336
Capital & Safety Analysis
According to FDIC financial data, STEARNS BANK UPSALA NA holds a Tier 1 capital ratio of 33.87%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning STEARNS BANK UPSALA NA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
STEARNS BANK UPSALA NA shows strong financial health indicators. With $63M in assets and a Health Score of 86/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
STEARNS BANK UPSALA NA has a Bank Health Score of A (86/100). It holds a Tier 1 capital ratio of 33.87%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
STEARNS BANK UPSALA NA holds $63M in total assets and $44M in total deposits. It is located in UPSALA, MINNESOTA (FDIC Certificate #9336).
STEARNS BANK UPSALA NA has a Tier 1 capital ratio of 33.87%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.32%, and the return on assets is 1.41%.
Yes. STEARNS BANK UPSALA NA is FDIC-insured (Certificate #9336). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.