STATE BANK OF TAUNTON
TAUNTON, MINNESOTA · FDIC Cert #16906
Capital & Safety Analysis
According to FDIC financial data, STATE BANK OF TAUNTON holds a Tier 1 capital ratio of 16.37%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning STATE BANK OF TAUNTON has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
STATE BANK OF TAUNTON shows strong financial health indicators. With $49M in assets and a Health Score of 81/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
STATE BANK OF TAUNTON has a Bank Health Score of A (81/100). It holds a Tier 1 capital ratio of 16.37%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
STATE BANK OF TAUNTON holds $49M in total assets and $39M in total deposits. It is located in TAUNTON, MINNESOTA (FDIC Certificate #16906).
STATE BANK OF TAUNTON has a Tier 1 capital ratio of 16.37%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.18%, and the return on assets is 0.37%.
Yes. STATE BANK OF TAUNTON is FDIC-insured (Certificate #16906). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.