STATE BANK OF SOUTHERN UTAH
CEDAR CITY, UTAH · FDIC Cert #17964
Capital & Safety Analysis
According to FDIC financial data, STATE BANK OF SOUTHERN UTAH holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject STATE BANK OF SOUTHERN UTAH to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
STATE BANK OF SOUTHERN UTAH shows average financial health. While not alarming, its Health Score of 58/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
STATE BANK OF SOUTHERN UTAH has a Bank Health Score of C (58/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
STATE BANK OF SOUTHERN UTAH holds $2.5B in total assets and $2.0B in total deposits. It is located in CEDAR CITY, UTAH (FDIC Certificate #17964).
STATE BANK OF SOUTHERN UTAH has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.54%, and the return on assets is 1.08%.
Yes. STATE BANK OF SOUTHERN UTAH is FDIC-insured (Certificate #17964). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.