STATE BANK OF EASTON
EASTON, MINNESOTA · FDIC Cert #16561
Capital & Safety Analysis
According to FDIC financial data, STATE BANK OF EASTON holds a Tier 1 capital ratio of 19.37%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning STATE BANK OF EASTON has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
STATE BANK OF EASTON shows strong financial health indicators. With $28M in assets and a Health Score of 90/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
STATE BANK OF EASTON has a Bank Health Score of A (90/100). It holds a Tier 1 capital ratio of 19.37%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
STATE BANK OF EASTON holds $28M in total assets and $23M in total deposits. It is located in EASTON, MINNESOTA (FDIC Certificate #16561).
STATE BANK OF EASTON has a Tier 1 capital ratio of 19.37%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.17%, and the return on assets is 1.32%.
Yes. STATE BANK OF EASTON is FDIC-insured (Certificate #16561). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.