STATE BANK OF CHANDLER
CHANDLER, MINNESOTA · FDIC Cert #8858
Capital & Safety Analysis
According to FDIC financial data, STATE BANK OF CHANDLER holds a Tier 1 capital ratio of 16.43%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning STATE BANK OF CHANDLER has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
STATE BANK OF CHANDLER shows strong financial health indicators. With $65M in assets and a Health Score of 95/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
STATE BANK OF CHANDLER has a Bank Health Score of A (95/100). It holds a Tier 1 capital ratio of 16.43%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
STATE BANK OF CHANDLER holds $65M in total assets and $54M in total deposits. It is located in CHANDLER, MINNESOTA (FDIC Certificate #8858).
STATE BANK OF CHANDLER has a Tier 1 capital ratio of 16.43%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.55%.
Yes. STATE BANK OF CHANDLER is FDIC-insured (Certificate #8858). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.