ST MARTIN NATIONAL BANK
SAINT MARTIN, MINNESOTA · FDIC Cert #18937
Capital & Safety Analysis
According to FDIC financial data, ST MARTIN NATIONAL BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject ST MARTIN NATIONAL BANK to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
ST MARTIN NATIONAL BANK shows average financial health. While not alarming, its Health Score of 63/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
ST MARTIN NATIONAL BANK has a Bank Health Score of C (63/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
ST MARTIN NATIONAL BANK holds $29M in total assets and $26M in total deposits. It is located in SAINT MARTIN, MINNESOTA (FDIC Certificate #18937).
ST MARTIN NATIONAL BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.40%.
Yes. ST MARTIN NATIONAL BANK is FDIC-insured (Certificate #18937). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.