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BankHealth

SOUTHSTATE BANK NA

WINTER HAVEN, FLORIDA · FDIC Cert #33555

B
Health Score
76/100
$45.5B
Total Assets
$37.2B
Total Deposits
12.89%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, SOUTHSTATE BANK NA holds a Tier 1 capital ratio of 12.89%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SOUTHSTATE BANK NA has a strong buffer to absorb potential losses.

Key Financial Metrics

0.59%
Nonperforming Loans
Low — healthy loan portfolio
17.46%
Liquidity Ratio
Adequate liquidity
1.53%
Return on Assets
Profitable — earning well on assets
$37.2B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

SOUTHSTATE BANK NA shows strong financial health indicators. With $45.5B in assets and a Health Score of 76/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

SOUTHSTATE BANK NA has a Bank Health Score of B (76/100). It holds a Tier 1 capital ratio of 12.89%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

SOUTHSTATE BANK NA holds $45.5B in total assets and $37.2B in total deposits. It is located in WINTER HAVEN, FLORIDA (FDIC Certificate #33555).

SOUTHSTATE BANK NA has a Tier 1 capital ratio of 12.89%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.59%, and the return on assets is 1.53%.

Yes. SOUTHSTATE BANK NA is FDIC-insured (Certificate #33555). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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