SOUTHERN STATES BANK
ANNISTON, ALABAMA · FDIC Cert #58558
Capital & Safety Analysis
According to FDIC financial data, SOUTHERN STATES BANK holds a Tier 1 capital ratio of 12.61%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SOUTHERN STATES BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
SOUTHERN STATES BANK shows strong financial health indicators. With $2.6B in assets and a Health Score of 77/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
SOUTHERN STATES BANK has a Bank Health Score of B (77/100). It holds a Tier 1 capital ratio of 12.61%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
SOUTHERN STATES BANK holds $2.6B in total assets and $2.2B in total deposits. It is located in ANNISTON, ALABAMA (FDIC Certificate #58558).
SOUTHERN STATES BANK has a Tier 1 capital ratio of 12.61%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.19%, and the return on assets is 1.93%.
Yes. SOUTHERN STATES BANK is FDIC-insured (Certificate #58558). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.