SOUTHEAST FIRST NB
SUMMERVILLE, GEORGIA · FDIC Cert #19819
Capital & Safety Analysis
According to FDIC financial data, SOUTHEAST FIRST NB holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject SOUTHEAST FIRST NB to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
SOUTHEAST FIRST NB shows average financial health. While not alarming, its Health Score of 56/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
SOUTHEAST FIRST NB has a Bank Health Score of C (56/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
SOUTHEAST FIRST NB holds $61M in total assets and $53M in total deposits. It is located in SUMMERVILLE, GEORGIA (FDIC Certificate #19819).
SOUTHEAST FIRST NB has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.26%, and the return on assets is 0.10%.
Yes. SOUTHEAST FIRST NB is FDIC-insured (Certificate #19819). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.