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BankHealth

SOUTHEAST BANK

FARRAGUT, TENNESSEE · FDIC Cert #57348

C
Health Score
61/100
$2.8B
Total Assets
$2.5B
Total Deposits
14.01%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, SOUTHEAST BANK holds a Tier 1 capital ratio of 14.01%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SOUTHEAST BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

2.60%
Nonperforming Loans
Moderate — some loan stress
11.61%
Liquidity Ratio
Adequate liquidity
1.39%
Return on Assets
Profitable — earning well on assets
$2.5B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

SOUTHEAST BANK shows average financial health. While not alarming, its Health Score of 61/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

SOUTHEAST BANK has a Bank Health Score of C (61/100). It holds a Tier 1 capital ratio of 14.01%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

SOUTHEAST BANK holds $2.8B in total assets and $2.5B in total deposits. It is located in FARRAGUT, TENNESSEE (FDIC Certificate #57348).

SOUTHEAST BANK has a Tier 1 capital ratio of 14.01%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.60%, and the return on assets is 1.39%.

Yes. SOUTHEAST BANK is FDIC-insured (Certificate #57348). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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