SOUTH CENTRAL BANK INC
GLASGOW, KENTUCKY · FDIC Cert #5854
Capital & Safety Analysis
According to FDIC financial data, SOUTH CENTRAL BANK INC holds a Tier 1 capital ratio of 11.84%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SOUTH CENTRAL BANK INC has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
SOUTH CENTRAL BANK INC shows strong financial health indicators. With $1.8B in assets and a Health Score of 76/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
SOUTH CENTRAL BANK INC has a Bank Health Score of B (76/100). It holds a Tier 1 capital ratio of 11.84%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
SOUTH CENTRAL BANK INC holds $1.8B in total assets and $1.6B in total deposits. It is located in GLASGOW, KENTUCKY (FDIC Certificate #5854).
SOUTH CENTRAL BANK INC has a Tier 1 capital ratio of 11.84%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.39%, and the return on assets is 1.49%.
Yes. SOUTH CENTRAL BANK INC is FDIC-insured (Certificate #5854). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.