SOFI BANK NATIONAL ASSN
COTTONWOOD HEIGH, UTAH · FDIC Cert #26881
Capital & Safety Analysis
According to FDIC financial data, SOFI BANK NATIONAL ASSN holds a Tier 1 capital ratio of 16.96%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SOFI BANK NATIONAL ASSN has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
SOFI BANK NATIONAL ASSN shows strong financial health indicators. With $27.4B in assets and a Health Score of 83/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
SOFI BANK NATIONAL ASSN has a Bank Health Score of A (83/100). It holds a Tier 1 capital ratio of 16.96%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
SOFI BANK NATIONAL ASSN holds $27.4B in total assets and $23.1B in total deposits. It is located in COTTONWOOD HEIGH, UTAH (FDIC Certificate #26881).
SOFI BANK NATIONAL ASSN has a Tier 1 capital ratio of 16.96%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.15%, and the return on assets is 2.07%.
Yes. SOFI BANK NATIONAL ASSN is FDIC-insured (Certificate #26881). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.