SMARTBANK
PIGEON FORGE, TENNESSEE · FDIC Cert #58463
Capital & Safety Analysis
According to FDIC financial data, SMARTBANK holds a Tier 1 capital ratio of 11.02%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SMARTBANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
SMARTBANK shows strong financial health indicators. With $4.9B in assets and a Health Score of 73/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
SMARTBANK has a Bank Health Score of B (73/100). It holds a Tier 1 capital ratio of 11.02%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
SMARTBANK holds $4.9B in total assets and $4.3B in total deposits. It is located in PIGEON FORGE, TENNESSEE (FDIC Certificate #58463).
SMARTBANK has a Tier 1 capital ratio of 11.02%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.19%, and the return on assets is 1.02%.
Yes. SMARTBANK is FDIC-insured (Certificate #58463). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.