SHORE UNITED BANK NA
EASTON, MARYLAND · FDIC Cert #4832
Capital & Safety Analysis
According to FDIC financial data, SHORE UNITED BANK NA holds a Tier 1 capital ratio of 10.45%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SHORE UNITED BANK NA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
SHORE UNITED BANK NA shows strong financial health indicators. With $5.9B in assets and a Health Score of 65/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
SHORE UNITED BANK NA has a Bank Health Score of B (65/100). It holds a Tier 1 capital ratio of 10.45%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
SHORE UNITED BANK NA holds $5.9B in total assets and $5.2B in total deposits. It is located in EASTON, MARYLAND (FDIC Certificate #4832).
SHORE UNITED BANK NA has a Tier 1 capital ratio of 10.45%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.32%, and the return on assets is 1.02%.
Yes. SHORE UNITED BANK NA is FDIC-insured (Certificate #4832). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.