SECURITY FEDERAL BANK
AIKEN, SOUTH CAROLINA · FDIC Cert #31100
Capital & Safety Analysis
According to FDIC financial data, SECURITY FEDERAL BANK holds a Tier 1 capital ratio of 18.24%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SECURITY FEDERAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
SECURITY FEDERAL BANK shows strong financial health indicators. With $1.5B in assets and a Health Score of 88/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
SECURITY FEDERAL BANK has a Bank Health Score of A (88/100). It holds a Tier 1 capital ratio of 18.24%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
SECURITY FEDERAL BANK holds $1.5B in total assets and $1.3B in total deposits. It is located in AIKEN, SOUTH CAROLINA (FDIC Certificate #31100).
SECURITY FEDERAL BANK has a Tier 1 capital ratio of 18.24%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.07%, and the return on assets is 0.62%.
Yes. SECURITY FEDERAL BANK is FDIC-insured (Certificate #31100). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.