SANDY SPRING BANK
OLNEY, MARYLAND · FDIC Cert #4865
Capital & Safety Analysis
According to FDIC financial data, SANDY SPRING BANK holds a Tier 1 capital ratio of 13.38%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SANDY SPRING BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
SANDY SPRING BANK shows strong financial health indicators. With $14.0B in assets and a Health Score of 69/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
SANDY SPRING BANK has a Bank Health Score of B (69/100). It holds a Tier 1 capital ratio of 13.38%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
SANDY SPRING BANK holds $14.0B in total assets and $11.5B in total deposits. It is located in OLNEY, MARYLAND (FDIC Certificate #4865).
SANDY SPRING BANK has a Tier 1 capital ratio of 13.38%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.81%, and the return on assets is 0.92%.
Yes. SANDY SPRING BANK is FDIC-insured (Certificate #4865). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.