SACO&BIDDEFORD SVG INST
SACO, MAINE · FDIC Cert #17743
Capital & Safety Analysis
According to FDIC financial data, SACO&BIDDEFORD SVG INST holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject SACO&BIDDEFORD SVG INST to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
SACO&BIDDEFORD SVG INST shows some financial weakness with a Health Score of 40/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
SACO&BIDDEFORD SVG INST has a Bank Health Score of D (40/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
SACO&BIDDEFORD SVG INST holds $1.4B in total assets and $981M in total deposits. It is located in SACO, MAINE (FDIC Certificate #17743).
SACO&BIDDEFORD SVG INST has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.36%, and the return on assets is -0.04%.
Yes. SACO&BIDDEFORD SVG INST is FDIC-insured (Certificate #17743). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.