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BankHealth

RUSHFORD STATE BANK INC

RUSHFORD, MINNESOTA · FDIC Cert #11411

A
Health Score
80/100
$95M
Total Assets
$89M
Total Deposits
10.32%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, RUSHFORD STATE BANK INC holds a Tier 1 capital ratio of 10.32%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning RUSHFORD STATE BANK INC has a strong buffer to absorb potential losses.

Key Financial Metrics

0.09%
Nonperforming Loans
Low — healthy loan portfolio
38.38%
Liquidity Ratio
Strong — can meet withdrawal demands
0.30%
Return on Assets
Low profitability
$89M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

RUSHFORD STATE BANK INC shows strong financial health indicators. With $95M in assets and a Health Score of 80/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

RUSHFORD STATE BANK INC has a Bank Health Score of A (80/100). It holds a Tier 1 capital ratio of 10.32%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

RUSHFORD STATE BANK INC holds $95M in total assets and $89M in total deposits. It is located in RUSHFORD, MINNESOTA (FDIC Certificate #11411).

RUSHFORD STATE BANK INC has a Tier 1 capital ratio of 10.32%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.09%, and the return on assets is 0.30%.

Yes. RUSHFORD STATE BANK INC is FDIC-insured (Certificate #11411). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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