ROYAL BUSINESS BANK
LOS ANGELES, CALIFORNIA · FDIC Cert #58816
Capital & Safety Analysis
According to FDIC financial data, ROYAL BUSINESS BANK holds a Tier 1 capital ratio of 22.87%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning ROYAL BUSINESS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
ROYAL BUSINESS BANK shows strong financial health indicators. With $3.9B in assets and a Health Score of 71/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
ROYAL BUSINESS BANK has a Bank Health Score of B (71/100). It holds a Tier 1 capital ratio of 22.87%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
ROYAL BUSINESS BANK holds $3.9B in total assets and $3.1B in total deposits. It is located in LOS ANGELES, CALIFORNIA (FDIC Certificate #58816).
ROYAL BUSINESS BANK has a Tier 1 capital ratio of 22.87%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.79%, and the return on assets is 1.27%.
Yes. ROYAL BUSINESS BANK is FDIC-insured (Certificate #58816). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.