ROOT RIVER STATE BANK
CHATFIELD, MINNESOTA · FDIC Cert #1098
Capital & Safety Analysis
According to FDIC financial data, ROOT RIVER STATE BANK holds a Tier 1 capital ratio of 19.41%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning ROOT RIVER STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
ROOT RIVER STATE BANK shows strong financial health indicators. With $83M in assets and a Health Score of 92/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
ROOT RIVER STATE BANK has a Bank Health Score of A (92/100). It holds a Tier 1 capital ratio of 19.41%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
ROOT RIVER STATE BANK holds $83M in total assets and $78M in total deposits. It is located in CHATFIELD, MINNESOTA (FDIC Certificate #1098).
ROOT RIVER STATE BANK has a Tier 1 capital ratio of 19.41%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is -0.05%.
Yes. ROOT RIVER STATE BANK is FDIC-insured (Certificate #1098). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.